In A Car Accident? Get All The Information

So, my friend Sarah got in a car accident yesterday. Don't worry, she's perfectly fine, and the car is running smoothly. But it needs some serious body work. Well, the rest from Sarah:

"I was at an intersection turning left, and I stopped short for a pedestrian that appeared in the cross walk (scary how they sometimes do that!). The car coming into the opposite direction (whose lane I was blocking by turning left) hit my back passenger wheel well. There are just some panels that will need to be replaced, but it all took me by surprise. Luckily, I'm not at fault.

So here's where my money-saving idea comes in. I knew the drivers should exchange information, but I didn't know what information was important. I ended up getting his name, phone number, and driver's license number (which turned out to be incomplete).

Because I don't have any detailed information on this guy, he can claim that he wasn't involved in the accident (it was someone else with a similar license number). If he is uncooperative, then I'm responsible for my deductible towards the body work. (If he's cooperative, and his insurance company agrees it was his fault, then I won't have to pay a cent.)

So, if I had known what information was important, I wouldn't have to worry about paying the deductible. Am I making sense? Maybe my brain got a little rattled 😉 Either way, the necessary information seems to be: license plate number for the car, driver's license number for the driver, and insurance company of the driver. Just a way to save the deductible (if you're not at fault)."

Good advice Sarah. My friends are so smart!

Nicole Ouellette
Nicole runs Breaking Even Communications, an internet marketing company in Bar Harbor Maine. When she's not online, she enjoys walking her short dog, cooking with bacon, and trying to be outdoorsy in Acadia National Park.

5 Responses to “In A Car Accident? Get All The Information

  • Robby
    10 years ago

    That IS good advice to have! That’s exactly what I thought I had when my car was hit last year when I was working at school. A parent was dropping off their child and hit my front fender. I had gone back to my car after being in the building for 2 minutes and saw the damage. Luckily, I always try to notice the cars around me when I park somewhere obscure (you should see the awkward parking here), and was able to identify the make and model of the car. With that, I brainstormed with my school secretary and figured out who did it. Needless to say, I got all the information via the state trooper but come to find out, her insurance had been long expired (probably why she ran from the scene!). I still ended up paying the deductible and she was still on the roads from the very second she hit my car till now! 8 months later, my insurance (who also happened to be her expired insurance) must have sued themselves because I got my deductible back! Just in time to pay another deductible on MY own car blunder…falling ice anyone?

  • Kim Pelletier
    10 years ago

    Depending on how much damage it should be the police responsibility, I know anything over $1000 bucks has to be reported; however if the person leaves the scene of the accident without notifying who was hit it’s a criminal offense.

  • this is why when you get into an accident you always call the police. they know the right information to get and are quite helpful.

  • I have heard that a good thing to do is get a picture of the license plate with your camera phone if you can.

  • this is some really great information you’ve put up here. Keep up the good work.

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