This week it’s Mission Health Insurance in my life. I’ve got to navigate this before my current job ends so this week, it’s the Week O Insurance at Breaking Even. More posts about this fascinating topic in the coming days!
I was at the airport way too early on Sunday to fly back to Maine when I decided to buy for the first time ever, the Sunday edition of the New York Times. I mean, that thing is quite the commitment but it kept me busy for hours.
One of the articles I read was “The Doctor In The Kitchen”, which was basically about a doctor who runs a health care cooperative for a group of restaurants in New York City. Rather then pay an insurance company for individual policies, the restaurant owners buy a share in medical care. Hey, I buy a share in my food co-op to have access to a wide range of healthy food when I want it, why not do it for medical care? Of course, it would take a lot of people to be able to pay for a doctor collectively but clearly, this would be a logical direction for health care to move in urban areas.
Of course, a related way to look at this from an individual perspective is the idea of collective bargaining. For example (and one from a subway ad I saw no less), the Freelancer’s Union offers their members insurance at better rates then they could get individually, at least theoretically (I can’t check this; they don’t have insurance that works in Maine). There are no doubt other groups like this. Please comment below if you know of any interesting ones!
So is a health insurance co-op the way to go. I’d love to hear from real people who have done this or know people who have, you know, rather then hearing it pitched to me by a salesperson. . .
Read related post “Week O Insurance: Real Benefits”…