Remember waaay back when I ordered my credit reports? Well, I have them all in and have gone through them with a fine toothed comb. It shows every credit inquiry and account opened (because who hasn’t opened a Filene’s card to get 10% off?). By the way, going through them doesn’t take long. They are surprisingly readable. It only took me long because it’s been a crazy fall for me. . .
I was reading in a magazine today about hosting a Yankee Swap where people had to bring in something that was already in their house. I thought this was a fabulous idea because I think everyone has at least a few things they could easily part with and no one enjoys buying some cheap under $10 to bring to a company party. We all have enough to think about (and spend money on) this time of year.
About a month ago, when I really wanted to rent a Lindsay Lohan movie but couldn’t bare that anyone see me rent it, I rented a documentary about credit instead called Maxed Out. I kicked myself all the way home, thinking I had went too far in the wrong direction but it ended up being a very interesting movie that made me want to order a copy of all my credit reports finally. Apparently the average consumer has lots of errors in their credit report and since I’ve never checked mine, I figure now is the time to find any errors and start disputing them.